This is secured by real estate and provides a source of capital for both fix-and-flip projects and rental property acquisitions, offering 100% financing. With this flexible credit line, investors can quickly acquire new properties, fund renovations, refinance stabilized assets, and recycle capital to continue growing their portfolio – all without the hassle of securing new loans for each purchase.
– Line of Credit Amount: $50,000 to $750,000
– Amortization: Interest Only
– Term: 1 year (renewable year-to-year)
– Credit Score: No Minimum
– Guarantee: Required
Acquire new properties quickly (act as a cash buyer), refinance existing assets, fund construction or renovations, or support operating business expenses and growth.
Single Family, Multifamily, Mixed-Use, Retail, Office, Industrial, Self-Storage, Special Use, Land, Gas Stations, Hotels, and more.
Up to 100% of the appraised value plus 100% of the rehab costs with sufficient collateral.
Common questions regarding our Real Estate Lines of Credit
Yes – we write the check and fund all deals directly. We do not rely on outside approval, which allows us to move quickly. We hold loans on our balance sheet for the life of the loan.
Keystone is an Asset-Based Lender, this means we qualify our loans based on business and/or personal assets. Unlike traditional banks, we do not have cash flow covenants or credit score minimums.
We generally can close lines of credit transactions in two to three weeks.
It is particularly useful for real estate investors and business owners who already have equity in a portfolio and want a continuing source of capital for acquisitions, refinances, improvements, or business needs rather than arranging a new loan each time.
Yes. Keystone can consider personally owned real estate, including a personal residence, as collateral when the loan proceeds are being used for a business or investment purpose. Keystone does not make consumer-purpose loans.
Keystone secures your line of credit by placing a cross-collateralized lien on properties within your existing real estate portfolio. We typically lend in first lien position, but second positions are also considered when there is sufficient equity and the first mortgage is within acceptable limits.
Yes. One of the primary uses of Keystone’s Real Estate Line of Credit is to provide readily available capital for new property acquisitions, allowing investors to move quickly when an opportunity becomes available.
Yes. Having an established line of credit can give you access to capital for acquisitions without having to obtain a separate loan for each purchase, helping you act more like a cash buyer.
No. Keystone can consider a variety of real estate, including single-family homes, multifamily properties, mixed-use properties, retail, office, industrial, self-storage, special-use properties, land, gas stations, hotels, and other real estate.
Yes. Keystone’s Real Estate Line of Credit is specifically designed around the value of a real estate portfolio rather than requiring a separate financing arrangement for each property.
Yes. The line can be used to fund construction and renovations in addition to property acquisitions and refinancing.
Get in touch today for the financing solutions you need.
