Real Estate Lines of Credit

Key Details

This is secured by real estate and provides a source of capital for both fix-and-flip projects and rental property acquisitions, offering 100% financing. With this flexible credit line, investors can quickly acquire new properties, fund renovations, refinance stabilized assets, and recycle capital to continue growing their portfolio – all without the hassle of securing new loans for each purchase.

Loan Overview

– Line of Credit Amount: $50,000 to $750,000

– Amortization: Interest Only

– Term: 1 year (renewable year-to-year)

– Credit Score: No Minimum

– Guarantee: Required

Use of Funds

Acquire new properties quickly (act as a cash buyer), refinance existing assets, fund construction or renovations, or support operating business expenses and growth.

Eligible Real Estate Collateral

Single Family, Multifamily, Mixed-Use, Retail, Office, Industrial, Self-Storage, Special Use, Land, Gas Stations, Hotels, and more.

Loan-to-value requirements

Up to 100% of the appraised value plus 100% of the rehab costs with sufficient collateral.

FAQ

Common questions regarding our Real Estate Lines of Credit

Yes – we write the check and fund all deals directly. We do not rely on outside approval, which allows us to move quickly. We hold loans on our balance sheet for the life of the loan.

Keystone is an Asset-Based Lender, this means we qualify our loans based on business and/or personal assets. Unlike traditional banks, we do not have cash flow covenants or credit score minimums.

We generally can close lines of credit transactions in two to three weeks.

Keystone secures your line of credit by placing a cross-collateralized lien on properties within your existing real estate portfolio. We typically lend in first lien position, but second positions are also considered when there is sufficient equity and the first mortgage is within acceptable limits.

Speak with a Loan Officer

Get in touch today for the financing solutions you need.